Housing Authorities Risk Retention Pool (HARRP)

Since 1987, the Housing Authorities Risk Retention Pool (HARRP) has been the trusted insurance and risk management resource for public and affordable housing providers across the West. As a member-owned risk retention pool, HARRP ensures rate stability and long-term financial protection for public housing authority members in California, Nevada, Oregon, and Washington.

Members have direct access to specialized expertise and a comprehensive suite of risk management resources — including counsel services, training, an extensive resource library, and an HR Helpline — covering fair housing, employment law, the Americans with Disabilities Act, human resources, and health and safety.

HARRP provides higher coverage limits and customized insurance at rates below traditional commercial insurers. Housing authority members facing extenuating circumstances in California, Nevada, Oregon, and Washington may access service and coverage for property, liability, and high-risk issues unique to the West Coast.